Terms & Conditions
Schreiber Associates International works in association with fully regulated and authorised companies:
Elgin Group LLC is a Swiss-based portfolio management company and is regulated by VQF and BOVV (license number 12814) www.elgingroup.com
Elgin Wealth Management Ltd is regulated by the Mauritius Financial Services Commission and is licensed as an Investment Adviser (Unrestricted). License number GB22200611 www.elginwm.com
Elgin Insurance Agents, Sub-Agents and Advisors Ltd is regulated by the Cyprus Insurance Companies Control Service (license number 21 FOS) and is licensed as an insurance intermediary www.elgininsuranceltd.com
Elgin AMC is a trade name of Numisma Capital Ltd, which is regulated by CySEC (license number 122/10) and licensed under MiFID to provide investment services www.elginamc.com
General Information
This website is owned and operated by Schreiber Associates International.Privacy PolicySchreiber Associates International observes the highest standards of practice in all its activities and, in line with this, treats all the personal information it collects, holds and uses in strict compliance with the Data Protection legislation in each of the jurisdictions in which we operate.
We will treat all your personal information as private and confidential (even when you are no longer a client). None of your personal information will be disclosed to anyone other than in exceptional circumstances permitted by law.
These exceptions are where:
• We are legally bound to do so
• There is a duty to the public
• Our interests require disclosure
• Disclosure is made at your request and with your consent.
Website Terms and Conditions
By accessing and continuing to use any part of this website, the visitor shall be deemed to have accepted and be bound by the following terms and conditions.
The terms shall be governed by, and enforced in accordance with English Law.
This agreement represents the complete agreement and understanding between Schreiber Associates International and any visitor to this site.
Any new features added to the site in the future shall be subject to the same terms and conditions, unless otherwise stated.
Copyright
All website design, text, graphics, the selection and arrangement thereof, all software compilations, underlying source code, software (including applets) and all other content on this website are copyright of Schreiber Associates International and its affiliates, or their content and technology providers. ALL RIGHTS RESERVED.
Visitors are permitted to print and download extracts from this site, provided: (i) no documents or related graphics on this site are modified in any way; (ii) any use of the content of this site is for personal use of a strictly non-commercial nature; (iii) if copies of these pages are saved to disk, or to any other storage medium, they may only be used for the purpose of subsequent viewing or to print extracts for personal use.
Prior written permission must always be obtained from Schreiber Associates International before reproducing or storing any part of this website in any public or private retrieval system or service, including other third party websites.
Privacy
This notice applies to all information collected on this website or submitted to Schreiber Associates International at any time through any of our service pages.
When visiting this website and signing up for, or using, Schreiber Associates International’s services you may choose to supply us with information that identifies you personally. This information may include individual or business names and contact information.We use the information you provide about yourself and others to complete the transaction for which the information is intended. Such transactions may include administering a service, such as research; management of online databases; supply of news or downloads; replying to support requests; or contacting you directly in connection with the running of services to which you have subscribed.
We do not knowingly share the information we collect from you with any third party.We also collect non-identifying and aggregate information to better design our website and services. This information is for internal use only and, again, will not be shared with any other third parties.
Only with you permission, obtained at the outset of our relationship, will we use the information you provide about yourself, to keep you informed of additions or improvements to our service.To prevent unauthorised access, maintain data accuracy and ensure the appropriate use of information, we have put in place appropriate physical, electronic and managerial procedures reasonably designed to safeguard and secure the information we collect.
Proof of Identity
Under the Money Laundering Regulations affecting all our business, Schreiber Associates International is required to verify the identity and address of every client.Documents that verify your address can include originals of recent utility bills, local authority tax bills, tenancy agreement and bank statements. Proof of identity papers includes your driving licence, ID card and passport. It is essential that the documentation all show the same residential address.
Disclaimer
The information published in this website is intended to provide information only, as such information contained should not be relied upon as, nor be a substitute for, professional advice. The benefits and information vary according to residency and domicile. The reader should independently verify the accuracy and relevance of any information provided here, before relying upon it or using it for any reason.Anyone that uses the information published in this site does so entirely at their own risk. In relying upon the information, the visitor indemnifies Schreiber Associates International against any claims or legal proceedings that may arise from that use. No liability will be accepted for any consequences arising from any transactions entered into in connection with this information. Nor is the information contained in this site a solicitation to enter into such a transaction, or does it constitute investment or financial advice. Pension and investment rules can be complex and you should always seek professional advice before entering into any agreement.
Schreiber Associates International does not give any warranty or other assurance as to the operation, quality or functionality of the site. Access to the site may be interrupted, restricted or delayed for many reasons beyond our control.
Each provision of this disclaimer statement to exclude or limit liability operates separately. If any part is held by a court to be unreasonable or inapplicable, the other parts shall continue to apply.As part of our ongoing client care, we may occasionally contact you by email, telephone, letter or other means, to keep you informed about other products and services that may be of interest to you. Should you decide that you no longer wish to be contacted in the future, please write to us at our registered address in your jurisdiction.Schreiber Associates International is a group of several organisations, each of which is a separate legal entity registered in the relevant jurisdictions in which it operates.